Capital Funding & Execution Process

Any Purpose - Any Amount - Any Backgound

Capital Funding & Execution Process

Underwriting | Structuring | Execution

How the Esteema Financing Process Works

Capital Markets–Led | Client-Aligned | Execution-Focused

Assess → Underwrite → Align Capital → Execute → Optimise

Capital-Markets First:
We structure, underwrite, and align capital before execution, delivering faster decisions, superior structures, and higher certainty than traditional funding channels.
Institutional Discipline:
Our process is built on capital-markets rigour, direct access to decision-makers, and continuous client engagement throughout the transaction lifecycle.
Beyond Capital Sourcing:
We do not simply introduce funding partners. We structure, test, and align capital to ensure clarity, speed, and execution certainty from the outset.
Active Capital Negotiation:
We negotiate pricing, structure, and terms on behalf of our clients—leveraging institutional relationships to secure more competitive pricing and preferential terms than those available through traditional channels.
Capital Efficiency Focus:
Every structure is designed to support long-term profitability, cash-flow resilience, and execution certainty.

Esteema Financing Process Steps

Capital Markets–Led Process

Capital is approached only once the transaction is investment-ready by our risk mitigation structure for the better prices and terms.
By structuring and underwriting first, we deliver faster decisions, superior structures, and materially higher execution certainty than traditional funding channels.

Stage 1 – 360° Capital & Transaction Assessment

(Client Engagement & Capital Readiness)

This stage focuses on deep understanding and alignment.

We engage directly with the client to:

Understand the asset, business plan, and funding objective
Review ownership, SPV structure, jurisdiction, and exit strategy
Assess sponsor profile, track record, and execution capability
Identify capital-market suitability and lender/investor appetite

This ensures the opportunity is capital-ready, not just “funding-seeking.”

Stage 2 – Capital Markets Strategy & Underwriting

(Structuring Before Sourcing)

Before approaching any capital provider, we apply institutional underwriting.

This includes:

Designing the optimal capital stack (debt, equity, JV, hybrid)
Credit risk assessment and mitigation
Cash-flow analysis and downside protection
Structuring aligned with lender and investor requirements
Internal capital-market feedback and stress testing

This step significantly improves pricing, speed, and execution certainty.

Stage 3 – Targeted Capital Sourcing & Term Negotiation

(Decision-Maker Engagement)

We approach pre-aligned private and institutional capital partners on a targeted basis.

At this stage:

Initial terms are typically issued within 24–48 hours
Multiple options are assessed, not just one
We explain all commercial, structural, and covenant implications
Ongoing dialogue is maintained between client and capital providers

Clients receive clear explanations, comparisons, and recommendations—not just term sheets.

Stage 4 – Valuation, Legal & Ongoing Capital Feedback

(Execution Management)

Once terms are accepted, we actively manage the due diligence phase.

This includes:

Coordination with valuers, lawyers, and counterparties
Continuous feedback between capital providers and the client
Managing conditions precedent and structuring refinements
Addressing valuation or legal issues proactively

This is where many transactions stall—our role is to keep capital aligned and momentum intact.

Stage 5 – Completion & Capital Lifecycle Support

(Beyond Drawdown)

Upon completion:

Funds are released
Legal completion is executed
Post-completion capital strategy is reviewed

We continue to support clients with:

Future refinancing or recapitalisation
Capital optimisation as the asset stabilises
Exit planning or reinvestment strategies

Timeframes & Transparency

Initial Terms: 24–48 hours (in most cases)
Typical Completion: 4–6 weeks
Extended Timelines: May apply due to valuation, legal, or documentation factors

We maintain continuous communication and feedback loops so clients always understand: