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Real Estates- Corporate -Assets - Infra

(Any Purpose - Any Amount - Any Background)


Real Estates -Corporate - Assets - Infra

(Investments - Developments - M&A - Restructuring )

USA Real Estate USA Real Estate & Corporate Financing is growing because of better investments & business growth opportunities, and ease of investment. 

Esteema Capital Partners are international experts in all types of real estate and corporate financing in USA  e.g.

  • Real Estate Investment & Development
  • All types of Residential & Commercial Real Estate
  • USA’s Hotels & Leisure
  • Renewal Energy, Mining, Oil & Gas 
  • M&A and Corporate Finance 
  • Shipping & Aircraft Finance
  • Special Situation Financing 

We provide the structured funding for 

  • Purchase, Refinance, JV or Restructure
  • Any Special or Distressed Situation

What makes Esteema Capital Partner ‘DIFFERENT’?

  • USA Lending & Financial Solution Expert
  • Cross Border & Multi Currrecny Funding Specialist
  • Structured Financing for End-to-End funding requirements
  • Syndicate Funding Structure for the Complex & Larger Funding
  • Global Fund Management & Funding Line (Debt, Mezzanine, JV & Equity)
  • Revolving  Credit Lines for Multiple Financial Growth

USA finance transactions occur in many contexts – Investments, Developments, Structured, Securitised, Mezzanine, revolving Credit, Tax Based & Cross Border. Regardless of your finance or deal structure, we have deep international lending & Financial Solution expertise through cost-effectiveness & time bound to achieve your objectives.

Our strength with multilayer USA-lending & financing strategies can help in most types of special or complex funding requirements where traditional finance does not work.

We can help with lending & capital in almost any prime location in the entire USA (NewYork, Miami, California, Los Angeles, Chicago or any other major city)

Esteema USA Finance

Traditional Financing
✓ Financing StructuringYesNo
✓ Any PurposeYesNo
✓ Any Type Financing Short Term, Medium-term & Long-Term Loan No
✓ Any Sector YesNo
✓ Any Borrower (USA & International)YesNo
✓ ANY SPV (USA or Offshore)YesNo
✓ Any Prime Location YesNo
✓ Multi-Currency & Cross Border Funding YesNo
✓ Loan SizeNo Upper LimitNo
✓ LeverageUp to 70% No
✓ Interest RateFrom 1.5%No


Small Finance

( Less  than 25 M)

Rates from:
3.0% PA

70% Loan to Value
100% with Additional Security

Medium to Large Finance

( More than 25M)

Rates from:
1.5% PA

70% Loan to Value
100% with Additional Security

Credit Line / Revolving Finance

( No Limit)

Rates from:
1.5% PA

70% Loan to Value

Key Factors Affecting USA Finance?

Personal Profile

  • Personal & Business profile
  • Professional Team Profile
  • Experience & Track Record
  • Borrower A & L, Income profile
  • SPV Structure & Location

Collateral Profile

  • Investment Category
    (Real Estate / Business)
  • Location, Demand
  • Sales & Rental Demand
  • Covenant Type / Terms?


  • Investments Value / LTV
  • Investments Potential Net Income
  • Projected P&L, Forecast
  • Covenant Financial Strength
  • Lease T & C.

USA Finance Guide

USA Finance Documents

Following are the standard documents subject to the purpose of the finance ( Investment or Business)


  1. KYC: ID, Address proof, Personal & Professional profile about the industry experience, Credit report for all the Borrower, Director, Partners & Major Shareholders
  2. Borrowing  Structure:  Personal /Partnership/Corporate structure full detail & flow chart, Directors, Shareholders, UBO, and registered address
  3. Money Laundering Documents: Assets & Liability Statements, Income & Expenditures Statements, Equity (deposit) proof


  1. Collateral: Full descriptions, brochure, valuation report (if available),
  2. Operation Profile:
    • Operator (self-operation or management, full details & terms conditions) or
    • Rental ( Tenancy profile, experience detail, financial strength/profile )
  3. Financial:
    • As an owned business/ operator: Past Operating accounts, Projected Accounts & Cashflow for new built / expansion or restructuring.
    • As an investor:  Tenant Operator profile, experience, team, financial Strength & accounts, Projected Accounts & Cashflow for new built / expansion or restructuring. Lease terms/break clause
  4. Purpose:  Purchase, Refinance, Restructure, Investments, Developments, Business purpose, Refurbishments


BUSINESS PLAN: The business plan to provide the following key information, for business finance 

Executive Summary of the current business 

  1. Company Description
  2. Market & Competitive Analysis.
  3. Description of Management and Organization
  4. Breakdown of Your Products and Services.
  5. Past accounts, P&L and income profile
  6. SWOT analysis

Executive Summary of your proposed finance requirement 

  1. Finance: Purpose of the proposed finance requirement, Amount, period, the repayment strategy
  2. Projected P & L,  business forecast.
  3. Collateral: proposed collateral & guarantor, to support finance.
  4. Projected SPV & Management Structure  ( for any new acquisition, expansion, restructuring etc)
  5. Risk Mitigation Strategy: for any downfall
  6. Projected SWOT analysis

USA Finance FAQ?

How much can I borrow?

We can finance any ticket size. There is no upper limit for us to provide finance. The finance limit depends on many factors as per the key factor listed. But in summary, most lenders’ decision is based on the experience of the proprietors; security value; track record; business performance, affordability and a good business plan. If strong on all these criteria, 100% financing on very competitive rates is achievable.


Can I borrow with an adverse credit report?

Yes, you can. Whilst it is not ideal, we will look to understand your business, overall circumstances and your credit record and advise on the funding options open to you. We would strongly advise to inform us of any outstanding creditors, CCJs, arrears etc at the outset as this can save time, avoid unnecessary costs during the loan application process and position ourselves to place you with the right lender.


I operate in multiple locations.  Can I get multicurrency finance?

Yes, we can help you to get finance in most major currencies.


Can I get the finance to build the new premises for the business/corporate?

Yes, we can help you to get finance even with no building experience. We will advise you on the smooth financing procedure for the new build/expansion etc.


Can I get the finance for a closed SME / corporate with no trading historical accounts?

Yes, we can help you to get the finance even with no historical accounts & experience. We will advise you for the smooth financing procedure for such an acquisition.

USA Finance Costs

The following costs should be considered at the time of availing the Global Investment Finance:

  • Arrangement Fee: The arrangement fee or the facility fee, is usually charged by the lender as a set-up fee for the loan
  • Exit Fee: The fee is payable to the lender when repaying the loan
  • Broker Fees: These are the fees payable to the Broker for finding the best lenders and managing the application to completion
  • Valuation Fees: This is the fee that has to be paid to the valuer, who shall be instructed by the lender to furnish a report on the collateral/project
  • Legal Fee: Usually, the borrower would have to pay the legal fee for their own solicitors as well as the lender’s solicitors fee

Completion Timeframe

We always aim to bespoke the ‘Financing Time Plan and Finance T & C, to meet the individual requirement. Our standard indicative timeframe :

  • Initial Finance Terms: We usually provide Initial Finance Terms within 24-48 hours.
  • Emergency Finance:  We can complete the finance within 48 hours in case of any emergency or distressing situation.
  • Standard Finance:   We usually complete Standard Finance within 6-8 weeks.

Notes: Financing time frame & Finance T &C are always subject to providing all satisfactory documentation, full credit underwriting,  valuation and legal.

Jargon Buster

Please refer to the Knowledge Bank section for more information

Esteema USA Syndicate Financing Expertise provides complete peace of mind. Please contact us in confidence for

‘Quick Decision – Quick Financing’


Contact us

Please send us the ‘DETAILED INFORMATION’  for the ‘Quick Decision & Quick Financing’

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