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Real Estates, Businesses, Corporates

(Any Purpose - Any Amount - Any Background)

Singapore Finance

Real Estates, Businesses, Corporates

(Any Purpose - Any Amount - Any Background)

“Singapore Real Estate Investments are always the best investment strategies for capital safety, capital growth and additional revenue stream for the long-term investment goals.
Our ‘Singapore Real Estate Finance & Investment Package’ provides comprehensive  & structured funding solutions for all financing and investment requirements for London and the rest of the Singapore ,  for all kinds of international investors from small to ultra-large. We are specialists in 

Any Purpose Structured Funding:  Purchase, Refinance, Restructure,  Mergers & Acquisition, JV, Investments etc

Any Investors Structured Funding:  Any Foreign or International Investors, Expat, Adverse Media or Credit Investors, Offshore SPV, etc

Real Estate Funding & Investments:  Residential, Commercial, Mixed, Hotels & Leisure, Shopping Centres etc.

Real Estate Developments Funding & Investments: New Built, Developments, Refurbishments, & Conversion etc

Business Funding & Investments:  All types of SMEs & Corporate Funding in any sector ( Healthcare, Hotels & Leisure, Financial Services, Manufacturing & Warehousing, IT Sector, Retails & Wholesaling etc.)

What makes Esteema Capital Partner ‘DIFFERENT’?

  • One-Stop Solution: 360-Degree Structured Funding
  • Syndicate Funding Structure for Larger Funding
  • End-to-End Funding Structure: Senior Debt, Mezzanine, JV & Equity
  • Exceptional Pool of Funding Line – Any Purpose, Any Amount, Any Background
  • Revolving  & Growing Funding Credit line
  • 360º Credit Risk Mitigation Underwriting

Singapore Real Estate Financing and investment Structuring is a complex procedure for any international investor because of the London regulator’s various financial, taxation, and legal regulations. It needs exceptional expertise in

  • Real Estate & Corporate Industry 
  • Financial Structuring  
  • Capital Market Access ( Debt, JV & Equity and Access to the London & global funding market )
  • Credit Risk Mitigation Underwriting

We at Esteema are proud to inform you that our exceptional expertise has helped numerous investors with whom traditional finance can not compete.

We offer 

  • Structured Financing & Investments Management: Short-term to Long-term strategy for better funding 
  • Credit Line Management: for quick acquisition for regular investments and development funding opportunities.
  • Growth Strategies: with financing and investment optimization of Debt, JV and equity.
  • SPV Strategies: Financing friendly & Profit maximization planning
  • Distressed Real Estate Investments and development opportunities:  for direct or indirect investments as an investor, lender, equity partner, JV investor, etc.
  • Investment Strategies: Debt, JV and equity mixed for new acquisition and development for a better return.
  • Real Estate Portfolio Financing Management: Consistent return with regular financing structuring.

Esteema London lnvestment Finance

Traditional Financing
✓ Any Sector Real Estate , Business & Corporate No
✓ Any PurposePurchase, Refinance, Re-Structure No
✓Any Borrower All types - All NationalityNo
✓ Any SPV All types of SPV or TrustNo
✓ Any Location London and Entire UKNo
✓ Multi-Currency & Cross Border Funding YesNo
✓ Loan SizeNo Upper LimitVery Restricted
✓ LeverageUp to 75% Very Restricted
✓ Interest Ratefrom 2.0% +From 5%+ onward
✓ Special Situation Adverse background

Esteema Special Pricing for the Singapore Finance

Small Investment Finance

(Less Than £5M)

Rates from:
3.0% PA

70% Loan to Value

Large Investment Finance

( More Than £5M)

Rates from:
2.0% PA

65% of Loan to Value

Business Finance

( Any Amount)

Rates from:
3.0% PA

80% Loan to Value

Key Factors Affecting London Financing & Investments?

Investor Profile

  • Personal & Business profile
  • Professional Team Profile
  • Experience & Track Record
  • Borrower A & L, Income profile
  • SPV Structure & Location

Collateral Profile

  • Investment Category
    (Real Estate / Business)
  • Location, Demand
  • Sales & Rental Demand
  • Covenant Type / Terms?


  • Investments Value / LTV
  • Investments Potential Net Income
  • Projected P&L, Forecast
  • Covenant Financial Strength
  • Lease T & C.

London Investment Finance Guide

Singapore Investment Finance Documents

Following are the standard documents subject to the purpose of the finance ( Investment or Business)


  1. KYC: ID, Address proof, Personal & Professional profile about the hotel industry experience, Credit report for all the Borrower, Director, Partners & Major Shareholders
  2. Borrowing  Structure:  Personal /Partnership/Corporate structure full detail & flow chart, Directors, Shareholders, UBO, and registered address
  3. Money Laundering Documents: Assets & Liability Statements, Income & Expenditures Statements, Equity (deposit) proof


  1. Collateral: Full descriptions, brochure, valuation report (if available),
  2. Operation Profile:
    • Operator (self-operation or management, full details & terms conditions) or
    • Rental ( Tenancy profile, experience detail, financial strength/profile )
  3. Financial:
    • As an owned business/ operator: Past Operating accounts, Projected Accounts & Cashflow for new built / expansion or restructuring.
    • As an investor:  Tenant Operator profile, experience, team, financial Strength & accounts, Projected Accounts & Cashflow for new built / expansion or restructuring. Lease terms/break clause
  4. Purpose:  Purchase, Refinance, Restructure, Investments, Developments, Business purpose, Refurbishments


BUSINESS PLAN: Business plan to provide the following key information, for business finance 

Executive Summary of the current business 

  1. Company Description
  2. Market & Competitive Analysis.
  3. Description of Management and Organization
  4. Breakdown of Your Products and Services.
  5. Past accounts, P&L and income profile
  6. SWOT analysis

Executive Summary of your proposed finance requirement 

  1. Finance: Purpose of the proposed finance requirement, Amount, period, repayment strategy
  2. Projected P & L,  business forecast.
  3. Collateral: proposed collateral & guarantor, to support finance.
  4. Projected SPV & Management Structure  ( for any new acquisition, expansion, restructuring etc)
  5. Risk Mitigation Strategy: for any downfall
  6. Projected SWOT analysis

Singapore Investment Finance Criteria

How much can I borrow?

We can finance any ticket size. There is no upper limit for us to provide finance. Finance limit depends on the many factors as per the key factor listed. But in summary, most lender’s decision is based on the experience of the proprietors; security value; track record; business performance, affordability and a good business plan. If strong on all these criteria, 100% financing on very competitive rates is achievable.


Can I borrow with an adverse credit report?

Yes, you can. Whilst it is not ideal, we will look to understand your business, overall circumstances and your credit record and advise on the funding options open to you. We would strongly advise to inform us of any outstanding creditors, CCJs, arrears etc at the outset as this can save time, avoid unnecessary costs during the loan application process and position ourselves to place you with the right lender.


I operate in multiple locations.  Can I get the multicurrency finance?.

Yes, we can help you to get finance in most major currencies.


Can I get the finance to build the new premises for the business/corporate?

Yes, we can help you to get finance even with no building experience. We will advise you for the smooth financing procedure for the new build/expansion etc.


Can I get the finance for a closed SMEs  / corporate with no trading historical accounts?

Yes, we can help you to get the finance even with no historical accounts & experience. We will advise you for the smooth financing procedure for such an acquisition.

Singapore Investment Finance Costs

The following costs should be considered at the time of availing the London Investment Finance:

  • Arrangement Fee: The arrangement fee or the facility fee, is usually charged by the lender as a set-up fee for the loan
  • Exit Fee: The fee is payable to the lender when repaying the loan
  • Broker Fees: These are the fees payable to the Broker for finding the best lenders and managing the application to completion
  • Valuation Fees: This is the fee that has to be paid to the valuer, who shall be instructed by the lender to furnish a report on the collateral/project
  • Legal Fee: Usually, the borrower would have to pay the legal fee for their own solicitors as well as the lender’s solicitors fee

Completion Timeframe

We always aim to bespoke the ‘Financing Time Plan and Finance T & C, to meet the individual requirement. Our standard indicative timeframe :

  • Initial Finance Terms: We usually provide Initial Finance Terms within 24-48 hours.
  • Emergency Finance:  We can complete the finance within 48 hours in case of any emergency or distressing situation.
  • Standard Finance:   We usually complete Standard Finance within 6-8 weeks.

Notes: Financing time frame & Finance T &C are always subject to providing all satisfactory documentation, full credit underwriting,  valuation and legal.

Jargon Buster

Please refer to the Knowledge Bank section for more information

Esteema Syndicate & Structured Financing Expertise provides the complete peace of mind. Please contact us in confidence for

‘Quick Decision – Quick Financing’

Contact us

 Please send us the ‘DETAILED INFORMATION’  for the ‘Quick Decision & Quick Financing’

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