How the Esteema Capital Funding Process Works

Capital Markets–Led | Client-Aligned | Execution-Focused

Assess → Underwrite → Align Capital → Execute → Optimise

Capital Funding is not simply about sourcing finance — it is about structuring, aligning, and executing diversified capital with precision. From initial evaluation through structuring, negotiation, and completion, every stage is strategically managed to optimise certainty, efficiency, and long-term value creation. This is achieved through disciplined underwriting, full capital stack integration (senior debt, mezzanine, equity and joint ventures), targeted capital matching, proactive risk management, and execution oversight designed to deliver dependable funding outcomes.

• Capital-Markets First:
  We structure, underwrite, and align capital before execution, delivering faster decisions, superior structures, and higher certainty than traditional funding channels.
• Institutional Discipline:
  Our process is built on capital-markets rigour, direct access to decision-makers, and continuous client engagement throughout the transaction lifecycle.
• Beyond Capital Sourcing:
  We do not simply introduce funding partners. We structure, test, and align capital to ensure clarity, speed, and execution certainty from the outset.
• Active Capital Negotiation:
  We negotiate pricing, structure, and terms on behalf of our clients—leveraging institutional relationships to secure more competitive pricing and preferential terms than those available through traditional channels.
• Capital Efficiency Focus:
  Every structure is designed to support long-term profitability, cash-flow resilience, and execution certainty.

Esteema Capital Funding  | Capital Markets–Led Process Steps 

Capital is approached only once the transaction is investment-ready by our risk mitigation structure for the better prices and terms.
By structuring and underwriting first, we deliver faster decisions, superior structures, and materially higher execution certainty than traditional funding channels.

Stage 1 – 360° Capital & Transaction Assessment

(Client Engagement & Capital Readiness)

This stage focuses on deep understanding and alignment.

We engage directly with the client to:

• Understand the asset, business plan, and funding objective
• Review ownership, SPV structure, jurisdiction, and exit strategy
• Assess sponsor profile, track record, and execution capability
• Identify capital-market suitability and lender/investor appetite

This ensures the opportunity is capital-ready, not just “funding-seeking.”

Stage 2 – Capital Markets Strategy & Underwriting

(Structuring Before Sourcing)

Before approaching any capital provider, we apply institutional underwriting.

This includes:

• Designing the optimal capital stack (debt, equity, JV, hybrid)
• Credit risk assessment and mitigation
• Cash-flow analysis and downside protection
• Structuring aligned with lender and investor requirements
• Internal capital-market feedback and stress testing

This step significantly improves pricing, speed, and execution certainty.

Stage 3 – Targeted Capital Sourcing & Term Negotiation

(Decision-Maker Engagement)

We approach pre-aligned private and institutional capital partners on a targeted basis.

At this stage:

• Initial terms are typically issued within 24–48 hours
• Multiple options are assessed, not just one
• We explain all commercial, structural, and covenant implications
• Ongoing dialogue is maintained between client and capital providers

Clients receive clear explanations, comparisons, and recommendations—not just term sheets.

Stage 4 – Valuation, Legal & Ongoing Capital Feedback

(Execution Management)

Once terms are accepted, we actively manage the due diligence phase.

This includes:

• Coordination with valuers, lawyers, and counterparties
• Continuous feedback between capital providers and the client
• Managing conditions precedent and structuring refinements
• Addressing valuation or legal issues proactively

This is where many transactions stall—our role is to keep capital aligned and momentum intact.

Stage 5 – Completion & Capital Lifecycle Support

(Beyond Drawdown)

Upon completion:

• Funds are released
• Legal completion is executed
• Post-completion capital strategy is reviewed

We continue to support clients with:

• Future refinancing or recapitalisation
• Capital optimisation as the asset stabilises
• Exit planning or reinvestment strategies

Timeframes & Transparency

• Initial Terms: 24–48 hours (in most cases)
• Typical Completion: 4–6 weeks
• Extended Timelines: May apply due to valuation, legal, or documentation factors

We maintain continuous communication and feedback loops so clients always understand:

• What is happening
• What is required
• What is the next decision point is

Why This Matters

Unlike traditional brokers or transactional intermediaries, Esteema operates as a capital-markets partner, ensuring:

• Better pricing
• Better structures
• Faster decisions
• Higher certainty of completion

Execution comes before marketing. Structure comes before sourcing.